A few general notes up front: the property in question is in Germany, thus the € amounts.

I read somewhere that in Germany you open a savings account when you turn into an adult specifically for your down payment on a house.

I have traveled and lived extensively in Europe (Germany, Croatia, Italy,Spain, Belgium, France) and also in the Pacific (Korea, Thailand, Cambodia, Vietnam, Phillipines, Japan).

I'm in Germany!

I have a property in Germany which I purchased 3 years ago and have appreciated in value. 

We have people come from all over, France, Germany, Spain, Texas, Maine.

I too have made a similar mistake when I was in Germany for three years.

My great-grandparents had come over from Poland and Germany to the USA.Since then I went to college and paid for it mostly on my own (with scholarships and $200 from my dad for books), worked hard and now have 12 rental properties (some owned myself and others with partners).

Or is your German landlord unreachable, as in actually living in Germany?

Will this take down France and/or Germany banks?