There customer service responds timely but I'm usually stuck with more answers than questions. 

If you're looking to make short term use of the equity and have a private lender/investor who's willing to think outside of the box, you might be able to create a custom repo agreement. 

I would think about having a local broker/agent give you a BPO on it and see what the number comes back in at..Think this might be where Chris was going, but depending on your area and what sales look like in the end of the year months, usually sales are a lot slower, that might be a driving factor.

well a RE license only allows a California RE broker to do private money loans..

Most of the time brokers who want to represent themselves do so because they want to save money, bottom line.

Individual High Net Worth Borrowers (With Prior Experience As Multifamily Debt Broker): We have a few mom & pop clients who previously worked as multifamily debt brokers at major shops like Berkadia, CBRE, JLL, Walker & Dunlop, Etc.

I've had commercial loans with my CU but all others through brokers, and they've all been sold within a few months then had issues with the loan servicing companies/ the banks they sold my loans to.

(Dan on BiggerPockets:  https://www.biggerpockets.com/users/dang297#0)Hands down, one of the best, hard working, knowledgeable real estate brokers I've ever met. 

If it's a refinance, brokers or institutional lenders tend to have great terms.

I have meetings with my lawyer to discuss partnership contract and acct for the financial piece.Since this is extremely new, I am building a team of a contractor, broker, loan officer, accountant, Lawyer and investors.