With this current market they tend to be willing to take less.Contact the bank's loss mitigation department.However I would not mess around with lease optioning back to the seller.

I tend to agree that the best thing is to let the complaining tennant move, complete the improvements and charge more rent.

I'll play the cycles, buy low, sell high, then switch asset classes because they tend to cycle out of phase to one another. 

I tend to like to work with people that come to me as a referral. 

Gabriel,Don't forget to keep some of that cash in near liquid reserves for all the expenses that tend to come up, at least $5K, maybe $10K.I would probably look for one multi and go that route.  

I like the tenant pool in the area (working class, many immigrants) which tend not to cause many headaches for landlords. 

National or out of state lenders also tend to have a good deal of hidden costs (junk fees).

You will notice also that the ones that tend to defend it here on BP usually have a link in their signature to some sort of coaching or system that they themselves sell, no need to say more.There is definitely value in coaching, I've used business coaches in the past and I'm a paid coach for high level athletes.  

Historically, I use the GSMLS, Trulia, Zillow, etc. but these tend to have a realtor involved and driving the price to a bargain is extremely challenging. 

Cheaper contractors tend to be more of a handyman, carpenter, drywall guy, or whatever not necessarily a GC.