Sounds like you really have two choices, the obvious ones!

Say after a week or two you have a potential buyer, but said buyer can't qualify for a traditional mortgage for whatever reason (possibly self employed).

That's more of a choice as I am not wanting to buy this unit with partners but our own capital.

No real rhyme or reason, just a personal choice.2) Rents for SF's tend to be higher than condos. 3) Don't have to deal with HOA's4) Much more freedom with an SF.

I have lots of clients in the same boat- just getting started and trying to make the best possible choices as they move forward.

Good choice:  No BAD deal get's better! 

Also in this neighborhood the historic planning people have building codes like paint colors and window choices you must follow.

They are all traditional 30 year mortgages.

May be the same as above, but discovering or creating unique opportunities for situations that didn't present itself on traditional or under normal circumstances!

Despite some efforts to alleviate congestion, and to improve public transit, there is no denying that driving or public transit are perfect options, and as such, many people who work in the City are choosing to live in the City, and even in the Downtown Core. 7 – Calgary is down; Toronto is up Toronto has traditionally been the economic centre of Canada, but was usurped for a number of years by Calgary.