Also, being that the home is under an LLC,...does this automatically make the rate higher or is there a loophole where I could live in it for a certain period of time under an LLC and get the reduced interest rate when we buy?

@Steve,Whoever told you the "until created" thing is not correct.The IRS rules stipulate that you may not produce any direct or indirect benefit between a plan and a disqualified party and a retirement plan.If your personal business is creating opportunities and putting capital and energy into deals that you then take over with your IRA, your business is providing services to your IRA. 

from my understanding all hearings for all areas are being postponed so i do not think it is a reflection of them siding with tenants over property owners but most likely just trying to reduce gatherings. 

They might not have the budget for a STR on par with our normal rates, but perhaps at a significantly reduced fee, we can at least get some incoming cash flow to go towards the mortgages, and they get a clean, private space that they wouldn't have otherwise been able to afford. 

I think an appropriate mask and eye protection limits your risk but mainly reduces risk to others from your aerosols.

More of the thing to consider is having reserves to cover the loans on all your rental properties, and a 3-6 month emergency fund to pay for your own home and life should your income get reduced a bunch.

Can anyone advise what specific charges I can dispute or reduce within the closing costs of a refinance?

I will work on a case by case basis from there to defer or temporarily reduce rent.

Perhaps working out a bit of extra time to pay rent is realistic due to circumstances though asking for a reduction in rent is nonsense as lenders won't be reducing mortgage payments nor will tradesmen be lowering their prices due to the Corona Virus. 

I am thinking organizations that will help them pay rent, utilities, etc.One that I am aware of is Catholic Charities: https://ccdocle.org/program/emergency-assistance-servicesPlease add to this thread as you see fit; we can all benefit from this information being shared with our tenants to reduce the impact on our clients.If there is already a thread about this in another forum (current events, landlord forum, etc) that I didn't notice, please let me know/link it here.Thank you!