As for financing, assuming you have a relationship with a Bank, it's fairly simple to get a pre-approval letter for financing.

. - Ask for the cincinnati port authority grant- from whichever lender you use, that grant paid my entire down payment so all I came to the closing table with for a $175k house was $3200 in closing costs - To qualify you must have 700 credit score and not make over $100k.  

He has been in the house for 2 years-has always paid on time-no problems-good tenant.

From what I understand, liens don't mean you can't sell the house, it means the lien holder get's paid part of the proceeds to cover the lien.

just got back from a 10 day vacation in Hawaii paid for entirely with quarters... lol

At the very, very, VERY least ask yourself why someone hasn't paid $14K for that home yet...Most investors are looking at more than that for a down payment so there must be more to the story on why it hasn't sold.  

And pray tell you find the multiunit that is all vacant, you'll be paying a very high price for it- what pacific heights was selling for pre boom.

.: 1st floor demo 4th pic: Bathroom & backrooms still standing pre-demo5th pic: 1st floor as open shell , all walls down & new sub floors 6th pic: Framing of 1st floor started GROUND/CELLER FLOOR: BELOW 1-2 pic : Pre-demo 3 pic.: demo (All walls taken down, a total MESS!)

Paying down the extra 10k is wise.What doesnt make sense is how much you being paid now, $15,000 a month?  

What would be the best strategy for helping someone in pre-foreclosure?