I owner-occupy a 4-plex that I bought about 6 months ago, and I'd like to utilize some that equity, but I'm having difficulty finding any loan programs for my situation (I'm aware that this would be a unicorn product). 

I have some great strategies for selling vacant homes or tenant-occupied homes.

Hello again, I'm finally closing on my first deal, a duplex 1 bed 1 bath each unit.Both units occupied and they pay $450 each.I bought it for 93k and it needs 15-20k rehab.I can leave it as is and cash flow $400 a month or i can fix it up a little and make $600 on each unit.My problem is that i never had to deal with tenants before and i don't feel good if I'll have to evict them.

@Gary Ryan Herndon Your HML is not Allowed to lend on an owner occupied property…this is what he’s trying to prevent from happening.

Most direct answer, if you live in Tennessee and are buying a SFH, and are willing to personally come to California on vacation once a year (such as when the short term rental isn't occupied by others on vacation who are paying you for the privilege), 2nd homes can be acquired at 90% LTV.Checklist here: https://selling-guide.fanniema...But, for a traditional long term rental, if that is your intent in your heart of hearts when you sit across from the notary who will take your fingerprints, no there are not.

If all three units are filled, you won't be able to do an FHA loan, that's owner occupied only.

The one downside is that population loss is a warning sign...if you are a long-term investor you could lose tens of thousands in appreciation...but you still have debt paydown and equity build...and once that 6-unit is paid off and fully occupied the number will be dreamy.I think the more important question is the strength of your team...mainly your property manager.One thing you should consider is working with housing choice voucher tenants...my city is 80,000 units short of demand right now...this trend is growing across the country quickly....a waitlist for tenants paying market rents can be a very good thing in a declining city

The owner occupied reduced down payment program on conventional mortgages can be repeated over and over. 

Hi, I am assisting my father to retire and sell his property. Currently he owns a motel, and will have a big capital gains on the sell of it.  He would like to do a 1031xchange into another property- does it need to b...

You mentioned you were looking for financing on a single family, "non" investment - will this be your owner-occupied, primary residence?