I currently do not have the 20% for the down payment buy I have excellent credit and I am interested in using a personal loan for the down payment.

We have no debts and excellent FICO scores.We live in Orange County, California and can't buy in-state.I'm worried that we're going to have trouble qualifying for a loan.

As I learn it more I would like to be able to make it more complex with adding notes to the images, room measurements things like that, open up excel rough rehab estimate, proforma Calc.

I looked at five houses yesterday that are excellent candidates for purchase.

What kind of vocabulary is mandatory to operate as a trustworthy/credible wholesaler ?

Robert Ellis Yes these are cash out refi's on cash flowing houses I've held for years and I have excellent credit.

The company is her brother in laws business and she gets paid to do the books around $1200 biweekly. she has not proof of this income except for the very sketchy looking paystubs that she emailed me.She makes another 2000 biweekly from a credible source and her husband makes 3k weekly from a credible source.

Ashish Garg the property mgmt company o use is excellent, however, this is not the correct forum for me to promote them.

@Nicole W. that seems like an excellent buy

Credit is excellent - 793.