That's a personal opinion of course but I've considered it a handful of times and even more recently.

The Senior Loan Officer Survey this week cited “uncertain economic outlook” and “deterioration in the credit quality of loans and collateral.”

I have heard that I should have an LLC for each home but it seems administratively burdensome to have 100 bank accounts and 100 different tax filings, credits cards, checkbooks, etc...

The people we've worked with are very nice but we send them all the numbers from reports we run ourselves off Quicken and then, of course, copies of K1s, 1099, etc.TY 2020

And of course, being the "guru" he makes the most dangerous assumptions that "guru"s have, they know it all.

Of course, this will always be the case.

I recommend discussing these options with your husband and possibly a financial advisor to determine the best course of action for your situation. 

From the sounds of it you are probably barely over breaking even on this and would stand better selling and using the proceeds, but that is specific to your market of course whether better properties are available or not.

Thanks for your help in advance and thanks to the BP team for providing this platform.Just on the course of getting to understand how well my investment is going to work well for me and give me a good ROI. 

I don't want to miss a good opportunity but I am also ok being patient - just trying to get all my ducks in a row, so I have the knowledge if something does come along - our credit is 800+ and we have about 900k in equity in our home with a 3.625 interest rate.