We would agree on a price, and I would send the contract via DocuSign for the Seller to digitally sign.

It will need Cap-Ex sooner or later, so BRRRR would be the ideal approach here; I'm approved for a conventional loan, but could start applying in earnest for a bank loan, or possibly pursue an option I have to partner up to make a cash offer (this deal is right around that 100k mark where my lender would only reluctantly do such a small conventional loan...another reason BRRRR is appealing).

I originally applied for a 30-yr fixed conventional loan for a single-family.

SFR are ok to overpay a bit right now depending on the strategy IMO but people should be worried about overpaying for residential multi with non primary conventional or commercial loans.

If you are using conventional you will need 20% of that.

I have been doing my research I wanted to tap the community about non conventional financing ideas.I am aware I can refinance the houses and use the money as a down payment on the building.

The property will cash flow around $125/month after I move out (conservative estimate)Option B: Conventional Loan with 20% down ($36,000).

Hey NathanNo, you should be able to use a conventional lender as long as they're licensed in the state where the property is located.Stephanie 

I have 5 plus years in the digital marketing/content creation world and have worked with several brands, names, and industries, SO I'm looking forward to seeing what we can all do together!

I have a conventional pre approval for significantly higher than my max bid and I have completed all of the title and lien searches.