@Sean PetrieYes it’s a bad time unless you find some stellar off market dealThe other option is if you are looking to hold something for 7+ years then usually never a bad time to buy

Bad agents won't.Example; a listing agreement calls for a 6% brokerage commission. 

I would get a second opinion from somebody other than the title insurance company rep providing you bad information.

She has good credit scores, job, money in the bank, etc.

Always “bad apples” everywhere.

That isn't to say that solo professionals such as myself are bad per se, just that depending on who you go with, you might eventually see some limitations if they don't grow with you after several years if you keep expanding and getting more complex yourself.

I think that you would learn a lot and wouldn't get hurt too badly, but I do not think you'd wind up in a financially advantageous position to buying an existing home.

Neither option is bad and they both have tradeoffs, happy to talk about it further in person if you want as I live in East Mesa. 

Q- How is it the seller is the bad one in this situation?

Both meet the income requirement of 3x rent on their own and have excellent credit repayment histories.