I dont have personal experience with either, but I have tried to protect myself from both.My application has a spot on it where they are required to list an emergency contact person who can assist in their move-out if they become deceased, hospitalized (long-term), or incarcerated.  

You get your own account.It has a $100 application fee and $150 a year for unlicensed assistant

I'm running an ad on Indeed and have gotten several quality applicants. 

You can also just sheetrock over it with 1/4" rock, then tape/mud/float.  

By buying the home in his LLC and not in his personal name then the balloon payment issue relative to owner occupants would not be applicable. 

I have approved for leasing of my single family home two joint applicants.

Oregon has a very easy LLC forming process, my question is, if I form an LLC to begin the application process to acquire a loan, will my personal taxes be negatively affected this year?

This option shall not be exercised by lender if such exercise is prohibited by applicable law."

Not sure what you're referring to here, every asset has a defined depreciation schedule, no creativity needed or applicable. non-depreciable repairs are something else. 

Avoid Non accredited investors, unless you love lots of red tape and more govt. oversight and liability.Own Your Own Private Equity Company.Use procedures professionals use to raise over $100 Million every day.Top 10 Reasons to own your own Private Equity firm. 1.