@Roman M. you're saying a community bank won't loan against a note secured by real estate?

That said, assuming no tenant damage (and if it won't net you more rent) I wouldn't renovate if the tenants don't want it.I think the real question is whether the tenants are actually paying market rents.Good luck!

I am getting some conflicting info from different Fidelity reps so I'd like to ask real customers of Fidelity here for suggestions.

These loans are often found primarily in larger commercial real estate and is a very specific loan product. 

. - along with inconsistent incomeTo be honest this person should not be investing in real estate and focus their time and energy on getting a stable w2 or income and get their credit cleaned up first

I don’t know where real estate fits in your future.  

Hi, yes Ohio is a place that people are interested in investing in real estate.

Yes, property managers you can goggle and do your homework and interview to see who you want to professionally want to work with for all of your real estate needs.

However, it is clear you have an unusual partnership agreement so it is best to consult a CPA.On the other hand, real estate is not a liquid asset. 

My real estate agent there says he isn’t concerned with the permit situation in Rome and he invests there himself and manages quite a few of them for other clients as well but I’m not as confident in the government there as he is.