An accredited investor, in the context of a natural person, includes anyone who: earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, OR has a net worth over $1 million, either alone or together with a spouse (excluding the value of the person’s primary residence).for full details, see the first link

It was my pleasure helping you guys, and I know you are going to achieve all of your REI goals in no time due to your intense desire, focus and zeal for learning!

Not to be too picky, but Earnings in the above actually means Profit, as the ROI calculation is (Earnings - Initial Investment)/Initial Investment.  

Bozeman is probably  the most desirable market in the state at the moment.

White collar employees will not relocate there, they leave their families somewhere more desirable and get an apartment for the weekdays.  

You'll be using 100% OPM and earning an infinite ROI.

I have checked in the new jersey area and multi family inventory is scarce in the desirable neighborhoods.

I've been servicing a few flippers in buying properties and have come to the conclusion that I can provide a valuable service and earn by contracting rent-to-own buyers to utilize myself for their transactions.

So you have honestly earned your retirement Darryle.

As in your example, I earned 0% in the 1st 5 years.