Now, if you get the home for zero down because seller is carrying a second, payment makes sense for you and your costs are covered then go ahead and things MAY happen down the road.

Some lenders will tolerate high down smaller mortgage.

Since they were existing tenants and you do not have a no pet policy it is not a issue of denying the pet but rather whether the pet fee applies.

Buy a home with a zero down loan or grant assistance.

It's risky to waive contingencies, but depending upon your tolerance level for risk, you could think about waiving some.

You want to be added as an Additional Interest (not Additional Insured) to the policy.

I don't like using points because I don't know how long I will have the loan so I put that a zero.

Out of the top 3 cities Melbourne,Sydney, Brisbane.We are going through a slow down for the first time in 27 years.1 royal commission on the banks.2 tighter in lending policy caused by regulators.

@Brian FeeIf you getting loan from private lender; then provide them title policy through title company.

Economic theory would also suggest that it would put downward pressure on the supply of housing because the policy decreases the incentive to construct and maintain units.