@Jacob Thompson I'm not so sure there are "typical" fees, as pros (and this goes for tax, law, etc) price based on a variety of variables.

But if you haven't sorted out your variables, it's hard to find what you're looking for.

So lots of different variables but in essence you SHOULD be able to get some type of a loan here.Some things I would suggest to gather on the homes:1.

and a variable rate on the HELOC (risky again!)

I don’t like the variable rate part of it but the goal would be to pay it off ASAP

Lender #165% LTV ( Prime -.17) = 7.33% Variable APR with loan limit of $208,000$65 annual fee starting in year two No closing costs, Max termination fee $300 within 3 yearsLender #270.00% LTV (Prime + 1.25%) = 8.75% Variable APR with a Limit of $224,00075.00% LTV (Prime + 1.50%) = 9.00% Variable APR with a Limit of $240,00078.13% LTV (Prime + 1.625%) = 9.125% Variable APR with a Limit of $250,00080.00% LTV (Prime + 1.75%) = 9.25% Variable APR with a Limit of $256,000$100 annual fee starting in year twoNo closing costs, need to repay closing costs if closed within 2 years 

But I doubt it would be only having 5 units.There are so many variables that you didn't mention like who pays for water, sewage, trash etc... is it private water and sewage or city...Seems like you are unsure about a lot of things.

What worked, what didn't work, what you would do different.I've done this before but only once and now I'm dealing with a difference set of variables...I was local the 1st time and always available.

@Michael WallimannThe numbers were very high and you bet I ran the numbers again and again of course with different numbers such as changing the sale price, to changing the money put down for repairs, a bunch of variables and each time the building came out with at least 18% cash on cash return. 

Aloha,Take a breath, focus on the relevant facts AND variables, develop a plan that is fair to all tenants, AND to you as LL.