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Ask a local realtor how much this should be based on the current market in the area.

Another option would be to tell them you have to make decisions based on your investors best interests.Your investing partner could be your significant other, but they don't have to know that.That way if difficult decisions have to be made in the future the frustration would be at "the investor" and not directly at you.

I know the home insurance has gone up in the last few years due to weather, but didn't expect it to go up this much.... our estimate was $2200 for home insurance, and it seems like it has gone over that .... we are also out of option period so we probably cannot back out of it now ... 

I came to this forum to see what the worst case options are for me if I need to go that route.

Hi @Hansel Gunawan, I'm based in Southern California, but I have started my out-of-state real estate journey in Indianapolis.

Hello in 2021 my partner and I bought an apartment in FL.The main purpose of the apartment was to invest our money to have it saved for our son to go to college.We have been renting this apartment to a family member who has been paying less than what we pay for mortgage and HOA,so we have been taking money out of pocket to cover expenses and so on.I decided that even thou the purpose of buying it was for college,I’ve had enough taking money out of my pocket to pay the HOA and expenses.My question is if I should sell this apartment or if it would be worthy in the long run to keep it and meanwhile just keep paying the HOA and expenses.Renting it to another person is not an option.

Based on your message it appears this is very stressful and something you are not experienced in.

I have two good PM options in Dayton, feel free to DM.

The reason must be base on an objective, non-discriminatory selection criteria.