I have read a lot in European circles (I am originally from Germany) that the EU and many African countries had already begun to reduce ties to the US and remove any dependencies as quickly as they can?

Since you did a big rehab your monthly costs should be reduced and increased as the property get older. 110K rehab you would not need CapEx reserves in the initial years.

Are you still planning on paying 8%....does this mean you will reduce your target payout?

Are you still planning on paying 8%....does this mean you will reduce your target payout?

Good question @Naomi Hanson.1031 sets a tight window to find a quality property, and Opportunity Zones lock your cash up for 10 yrs... many times those who invest in large MF that conducts a cost segregation study to greatly reduce or in some cases eliminate their tax exposure without those constraints.

I had done this in the past for out of state renters, and just rented one apartment without an actual tour this week.Once I get the last few tours filmed this week, I will have the prospective tenant view those prior to booking a tour, and feel this will likely reduce the number of tours this season. 

That longer term does reduce your monthly obligation a bit which helps your numbers.

If the HOA has adequate reserves and cover exterior capex you could reduce it.

I was so motivated to get my first house hack, and 2nd 4-unit property (1st one was 25% down conventional)I'm just disappointed that all the podcasts i've listened to, i've never heard them mention this self sufficiency rule... completely changes my plan, and reduces the income I was hoping for dramatically.

Also, being that the home is under an LLC,...does this automatically make the rate higher or is there a loophole where I could live in it for a certain period of time under an LLC and get the reduced interest rate when we buy?