A paper by Joshua Gallin published in Real Estate Economics (The long‐run relationship between house prices and rents) was a great place to start, and the gist I got is that we can measure risk in the home ownership market using the price to rent ratios, much like we do in the stock market with price to earnings ratios.

Be wary of loans where there is equity above as borrowers will tend to contest foreclosures more so than an underwater loan. also were applicable by law is default interest rate.. that can double or more the note rate.. not sure on owner occ stuff which I assume is 99% of what you guys play with.. but on commercial paper that I play with.. you can have a 10% rate but default interest rate can go to 25%..  

We need the paper work notarized asap.. can anyone help..

Not at allWe contacted our local realtor who put us in touch with a realtor from Keller Williams in FloridaHe found us a property in Palm Bay already rented out We are going back next week to sign papers and take care of transferring it into an LLCSo all has gone well!

REIT is still a paper derivative of real estate with no real upside and no tax breaks.

Here's the generic scenario:Purchase Price: $200kRepairs: $40kHolding Costs: $10kSell Price: $300k On paper you made $50k, what do you really walk away with after the dust settles?   

You have to look at 100 deals on paper to identify 2-5 potential deals and I suggest, you make offers on all those potential deals.It's a lot of work but if you do them diligently, you will multiply your $100K initial capital 100-fold. 

So, you could get the education by reading the text books, but that piece of paper that says you graduated could be important in getting a job. 

Many of the smaller cities like Wyoming, Kentwood and Rockford are growing (on paper) nicely.

This would allow you to take on a smaller profit margin place and given you lower taxable income level, gotta love BAH, you would be able to mathematically take a lose each year on paper however in reality make money.