I don't want to regret the decision 10 years from now, but either option is a good one. 

Cameron,One of the faster ways to become cash fluid and have enough to buy a few REI is to get your real estate license. 

I'll add one though it's not too bad.We built a big cabin in the Smokies in 2021. 

@Kevin Gallagherthere are a couple things overlapping herefirst, with a BRRRR, one of the goals is to boost the ARV as much as you can so that you get reimbursed / paid back on the refi. 

Transfer management to a new PM as soon as one is located.Remember: cheaper doesn't mean you'll make more money.Start by going to www.narpm.org to search their directory of managers.

Lawton, Oklahoma. https://www.biggerpockets.com/blog/lawton-oklahoma-is-the-be...I used data from The Market Finder https://www.biggerpockets.com/markets and AirDNA.coI found out Lawton is one of the Market Finder's picks hottest 25 LTR also.Here are a few caveats before people tell me how wrong I am.1) I probably have a location bias, as I am primarily in Texas and the Southeast markets.

Most DSCR lenders have gone to $125k minimum the ones at $100K are going to change that soon. 

I would talk with an investor-friendly CPA if you don't have one : https://www.biggerpockets.com/business/finder/tax-and-financ...

.- Buy a house / 4 plex, take one of the rooms / units, and rent out the rest- Family can just come and stay with the Nephew when needed. - Build out the equity on the house while living at reduced price (hopefully) due to charged rent.  

Ohio is one of the markets we are interested in.