I like cash flow, because it is allowing me to grow (or pay bills), but equity helps me to sleep at night knowing I am not as vulnerable to changes in market rent.

According to the zoning doc that @Joshua McGinnis posted, any number people over 5 in a single family dwelling (that aren't related) requires it to be re-zoned as a boarding house, and if there are more than 6 "guest rooms", as a hotel.Not that you're going to dive into this topic but........

A couple weeks ago I noticed my neighbors were suddenly gone, but occasionally they'd come back to collect certain items but never over night.

Seeing I work some strange hours (Graveyard shift) I take naps either during the day or sometimes at night, wake up at night too lol.

That would also be a CoC of like 9.3% if we upped your cash to more like $58K by doubling your closing cost estimate.So as you can see we can all just play around with numbers all night

There might be a reasonable explanation (like the guy in the article).I believe that landlords should use any information available to make a decision, but they also should night blindly say no just because of a potential ding.

I just sent out some direct mail, and got a call last night saying the property was very recently foreclosed on.

I work the night shift/baby is sick/wife's in the mood.

Glad you could come last night @Donald Baptiste .

We made an offer last night at $45k accounting for the $5 at closing, so that would bring us to $5k at closing plus the 20% down.