I was given the impression that it was a special deal for us, but as I read the engagement letter, the money back guarantee was a standard language, offering clients 30-day money back guarantee. 

They have spent lots of money and time thinking of the issues that come up in contracts. 

I would use the roth IRA to show as reserves if that is possible then use the money you save for the down payment.

She agreed but no money was paid.  

This is a very common issue in commercial/private money space.

Money Mustache (MMM), a fellow Canadian who retired at 30, supporting his family through his investments.This introduced me to the concept of financial independence.

This method allowed us to wholesale on the retail market without putting any money upfront.

So we did both bought the assets and loaned money to flippers.

I suspect you understand that you are building wealth while losing money each month, so the calculation is not really so straightforward

BP does not promote the easy way to make Money from Real Estate by buying your Home and living in it for 2 out of 5 years to Sell for up to $250,000 Tax-free.