Did she perhaps not meet the terms of the lease like leaving early?

As AllCash has already mentioned (you have quite a memory there 8) ), the PMI drops off at 80 LTV (loan to value)---based upon the figures you provided, your current loan to value is 88...There is no benefit to a rate and term refinance at this point, if your intent is to eliminate PMI...There might have been a time when comparing a refi option with LPMI (lender paid PMI) might be feasible, but in the absense of more info (and prevailing market conditions), you might be better off leaving things alone.Regards,Scott Miller

Please respond with both the "what" and "how"---example...What: Canvassing foreclosuresHow: Weekly NOD Search at the CourthouseFeel free to go into depth on strategies, techniques and how-to's if you care to...Let's have fun with this and share ideas and leave a footprint for others to see and learn from in the future.

well first, you should not have made the offer in the first place.with that offer - you're leaving yourself with 12% equity.that's not a WHOLESALE PRICE.

A bonus for being early and/or a percentage of money saved on the project.You really want to give them skin in the game so that they will respond more or less as you would do when on the site.

Its also a higher crime area.....I worry about leaving my car parked there.But there are some new areas that are gated, so maybe thats what you are looking for?

It will still leave you confused is my view.Get a book that explains how to buy a first home.

[Which is why I almost never use my photo as well by the way.]So you and your husband both post as "Malok" and you leave it up to the rest of us to figure out who posted?

These agents were very much "take or leave it but don't waste my time" type of people.

I realize that it is a multi-billion dollar industry and that like anything it seems like 90% of the business is going to the top 10% in the industry, but that still leaves a considerable amount of money left to the other 90% in the industry.