CA just skins alive high income people with the highest state income tax in the U.S.

Even if they don't appreciate it's no skin off your back. 

I understand that you have more skin in the game then most as you have intellectual property and credibility on the line and must defend what you are passionate about.

Giving mortgages to those with little skin in the game or marginal credit is the same.  

@Mike Alder   you may want to look on E bay for used course material from any of the guru courses the information is all the same there is only so many ways to skin the RE cat  as it were.

The second is that they expect you to take at least a 30% or so equity position in the property so you have "skin in the game".I wanted to know if it is possible to get a mortgage for more than 70% if the property looks like it has better than average earning potential, or if that is a hard and fast rule.Thanks!

It has taken some thick skin and a complete disassociation from reality though to get through the stress of limited reserves but I’m back!

Talk about having skin in the game. 

The noncreditted offerings are almost universally much more expensive, have a lot less variety to choose from, and many times have almost no skin in the game from the sponsor.Thankfully there are more and more nonaccredited offerings coming out and the competition is starting to force them to reduce fees.

This was the same math done when you purchased the triplex, if you purchased it as an owner occ and used the rental income to help qualify.3) If you want a rational reason why non-owner occ math is more generous than owner occ, consider that non owner occupants have to put big fat down payments down, and have more skin in the game generally. 4) Rental income (anything about it) is frequently overlayed.