I'm seriously building our emergency fund to 9 months of bills even though my wife works for the state, we're both W2 employees, and I have a 4 year nursing degree as a backup even though I work in business. 

That is what happens in small towns when you are unfair to your employees.

No one is making any money- not the debtor, or her attorney or -relatively speaking- the bank employee who has to authorize it.  

@Fred LutesYes, your employee elective deferrals are tax-deductible with a Solo 401k just like with the regular 401k. 

The issue had been how long the violations had remained latent.It only took me about 12k in rehab to bring everything into compliance (my employees doing the work) and I actually walked away with 13k in overage that went into my pocket tax free!!

Finally, check with your accountant, if your business sets up a benefits program that pays for health insurance of its principals (and employees, if any), you may be able to deduct the insurance premiums as a business expense (not an accountant/not legal or tax advice).

My S-Corp has myself and my spouse as employees.

Hi Betty,Investors are looking at NW Austin all the time now as Apple expands to 10,000 employees in that part of town as well as many other tech companies setting up shop around there.  

@Diane Trotter  you would think but that's not how it works.. remember the people your dealing with are paid to be there as employees .. now if you had a big enough development that got the attention of the politico's IE bringing in a bunch of jobs that's different.. simple land division they could care less about financial impact.

Since I did all the research and brought the deal to my agent, she gave me a rebate and reported as Non-employee compensation in 1099.