Way too skinny for me . 20 grand is a small quick fix and paint in my neck of the woods .

Nathan, where did you get the 5 to 60 unit, was that an arbitrary designation, or are you speaking from personal experience?

Are GC’s able to choose designs?

In the grand scheme of things, it was a minor annoyance.

@Duncan TaylorObviously it is a very personal decision when you decide to switch from "just get an umbrella policy" to "I want to spend 5 grand having a lawyer set up some trusts for my massive wealth."

Using the SFR as an example, I could likely get a 2300 SqFt building with low quality finishes, basic architectural design, etc finished for under $400K ($175/sqft)However, if you had an ultra- high-end, luxury home before; you likely won't be very happy with what that $400k ultimately yields.

or do you and your partner just have a couple hundred grand lying around, lol? 

The house looks chopped up in blocks because A) it's a terrible design, and B) Nothing picks up cues from any other part of the house.

Look in Arlington, Grand Prairie, The Colony, and McKinney. 1% rule is something that BP made up I think, but in the commercial world we use what's called a gross yield.

Basically, use the policy to buy other assets, then you can use the policy (if designed properly) to supplement retirement when you're done obtaining assets.