Knowledge conquers fear.

However, even though I still have my other job, I fear that I won't be able to secure a loan now, due to the fact that I'm only working 16 hours a week, bringing in only about $800/mo after taxes.

He almost wouldn't meet us out of fear of something happening from meeting someone on CL.

(I avoided FHA due to some repairs that needed to be made on the property that I feared would derail or delay the process in getting an FHA loan to make it through to completion.)Best of luck on your endeavor.Dan

I have a tenant from NYC and she's mentioned that renting is just what she's used to.It does seem like she's offering a good deal to alleviate your fears, but like others have mentioned dealing with the nonsense the government imposes between such an agreement between two consenting adults might make it a PITA, and if she's a skillful mooch in an anti-landlord state she may be trying to bait you into a problem.

Now I am more mindful of how I may be coming across to individuals who can’t even fathom creating money through real estate and I stop talking about how things are going with me and I focus on how things are going with them.As far as the playing it small comment, it wasn’t meant to mean having a small portfolio, it was more in terms of hiding your success from others to try to not make them feel bad.Marianne Williamson gave a great quote saying, “Our deepest fear is not that we are inadequate.

For example, some fail to include their social security number fearing it will be "stolen"; however, if you are running a screening on them you typically need this.If they fail to provide income criteria it's because they already know they don't meet your income requirements (IF you have listed this on your ads).I've had some fail to address the part that asks if they've ever been evicted. 

Actually  if I can persuade my tenants  to meet their obligation to pay rent without resorting to  the processes and procedures that you cite I have far more control of my business than you do.Once you file proceedings against a non-compliant tenant  - You are not in control of the court date - the listing clerk is.You are not in control of the outcome of the eviction hearing - the judge is.You are not in control of the eviction date - the sherriff is.In addition your own house is off limits for security reasons and for fear of something happening that prejudices the ongoing litigation. 

My fear is however that the town wont approve the dormer in its current condition which could mean alot of work as well as finding other conditions in the property are not up to code.

I fear I will have to make another trip to Ky to take care of this.