@Scott ChoppinActually, @Ian Ippolito is the real expert in this field

@Ned Carey Thanks for that insight!

Thanks for your insight everyone!

They do make good suggestions and give insight though on how to drive your score higher.

So far I have found @David Greene 's, book on Long distance real estate investing insightful an helpful in laying out a foundation from which to proceed.

It will give you insight on issues like this.

I wouldn't feel like you need to be an expert at these before you start making progress.- LLC: If your intent is to be in the land business long-term, it's a great practice to have one of these in place... but again, I wouldn't say it's an absolute necessity (and frankly, it can add a lot of complications and confusion, especially when you're just getting started and trying to figure out what you're doing).

I’m so confused right now, and thought I’d reach out to the BP family to get some insight before I question him about what he last sent.

@Paul Choi is a buddy of mine who does quite well with Stockton multifamily, and can perhaps share some insights.

Thanks in advance for any insights.