I started my investing career in California, but the prices kept shooting up higher and I started to look elsewhere and stumbled upon Cleveland.I started out with 3 duplexes in B class areas and then worked my way up to about 70 units now in 3.5 years.I can just tell you from experience, it's scary as hell buying stuff out of state in the begging, but once you get over that first one it's no big deal.

So it could be greatly beneficial to the low income buildings/owners but at the cost to the middle class.

In looking at what the effort will be, we aren’t sure if we will need to pay for a class or do more research independently which has sort of halted us in taking action.

Take their class on property management.

Pick a solid B-Class suburban area.

I currently keep separate files for my investment properties, but there are ways to aggregate all this into one personal file and use class tracking for each of your properties. 

Despite those rates being higher than pre covid (since they're based on risk vs. reward from secondary market) demand seems to be even higher, possibly as a result of many previously competitive options shying away from this class of loans all together. 

Currently taking basic real estate classes for ore licensing and want to get into flipping or hacking.

@Richard Helppie-Schmieder Well I'm in school and my classes take a bit of time so when I find time in the evening I look for FSBO on Zillow and redfin.

I  was looking at Carmel Indiana which seems to be class B properties but I like the zip code you gave me, a bit more affordable, and they multi-family. are you more cash flow investor because the appreciation isn't very high in those zip code.