Want to get really bold/creative?  

And such groupings do pay attention to the fine print, as well as who owns what.

Here are just a few of the reasons I've chosen to get licensed in several states:-  Getting access to listed properties without having another agent present;-  Getting information about property condition through MLS pictures;-  Getting information about seller motivation through MLS private remarks;-  Having the ability to communicate directly with my buyers' lender;-  Having the ability to communicate directly with my buyers' appraiser;- Having the ability to communicate directly with my buyers' inspector;- Having the ability to sweeten an offer by passing my commission to the other party's agent;- Having the ability to submit offers on HUD properties without an intermediary;- Having the ability to print potential comps for appraisers to encourage a strong appraisal;- Getting access to disclosure statements from previous sales;- Getting access to price change history on properties I'm considering purchasing;- Providing negotiating leverage when the other party is represented;- Providing the ability to negotiate short sales (in some states) and submit short sale offers directly to the lender.

@William ThomasWilliam,Get an amortization calculator and print it out.The first 5 years is mostly interest.Month 1: 1200 payment is 1000 interest 200 principalMonth 2: sameDoing a 30 year note you send extra 200 writing principal only on check .

When printed out for payment, it shows each itemized line item and gross sale becomes the advertised amount, instead of getting nickled-n-dime on all those fees we hate as consumers.for the accounting:6%X + 8.5%X + 1%X + X = SP1.155 X = SPSP / 1.155 = XIf the rent is $1000 (SP), then the income from rent would be $865.80 (aka X above)

It's probably better protection on your property anyway since they are paying a larger deposit down and actually have to print and physically sign a document which means they will read it more carefully.  

There is no reason you can't be successful...boldly successful in Real Estate. 

If you don't find one, keep in mind that many of the larger stationary stores carry pre-printed forms.

(Postage, printing, professional address list cleanup/verification all INCLUDED.) 

Assuming we can do this with any regularity, we'd keep some and sell others.My biggest reservation is the flood of local competition we see, from ads in TV, radio and print.