We are on forbearance for our home until the end of my Americorps position (I applied to the 10 month Americorps program when the restaurant I was working for shut down for COVID, I earn a small stipend now....) so I don't know if 'buying our second property' should be my goal.Here is what I know: I want to focus on value-add buy-and-hold investments for the primary focus of providing affordable housing.                                

The roommates keep asking if they can apply and renew a lease, What would you do in this scenario? 

Another agent’s client applied and was accepted for a lease starting ASAP.

Likewise, same question applies to renting out a vacant unit (obviously some amount of cleaning goes on here but do you hire it out flat rate, hourly, ect.) 

FOCUSRead books on mindset - Start with 'The Compound Effect'Eliminate friendships that normalize mediocrity Become a student of sales and negotiationsI myself applied all these principles when I started, the result?

He recommended applying for the rent certification immediately after closing.Another thing he noted is that the structural integrity must maintain over 70% per the building inspector or the structure must be torn down and not able to build any more units.  

First off you could probably still apply for a business credit card if you wanted to. 

Attend the class, pass the exam,and then apply for a license and start working for the brokerage.

AB1482 doesn't apply to all properties and situation.

Any lender is going to be looking back at your and your credit worthiness when applying for credit cards and lines of credit.