Conventionally is simple, 25% period, does not matter what lender you go to its a national guideline for both Fannie Mae & Freddie Mac no lender can write a conventional loan and deviate from this guideline. 

I had been inquiring about a Fannie Mae property and she mixed up my response with someone else.

I never molly coddle my tenants and I do not give perks to smooth over rent increases.

The first clue is in the first quarter 2021 10-Q filing from Fannie Mae, FNMA, one of the largest loan providers with $4.1 Trillion in assets.

Govt (FHA, VA, Fannie Mae, Freddie Mac, USDA) then it affects the insurability of the loan.

@Greg H. incorrect HUD and Fannie Mae get notified if deed is transferred.

@Jacob Maes They've been saying this since 2010. 

If you're looking to cash out on a BRRRR using Fannie Mae financing, coupled with the full ARV (After Repair Value), you will need to wait 6 months in order to get new appraised value. 

Fannie Mae has a guideline that if the Authorized user account has a significant impact on the credit profile (i.e that is where your score is coming from) then it requires Lender to either make the case that it isnt or proceed with non traditional credit (4 utilities paid over 12 months).In terms of building  your credit score,  I would be strategic about building out a more complete profile.Installment credit- Self Lender, experian boost or a secured loan are great for this.

some states require that you pay the loan in full prior to the auction if you want to keep the house. https://www.nolo.com/legal-encyclopedia/summary-alabamas-for...Reinstating the Loan"Even though Alabamalaw doesn't provide a statutory right to reinstate the loan before the sale, many mortgages, like the uniform Fannie Mae/Freddie Mac mortgage, allow the borrower to complete a reinstatement.Check your loan documents to determine if you get a reinstatement right and, if so, the deadline to complete one.