Perhaps the lender base d the loan on potential.

Based on the kind of return you expect, I would stand pat. 

Be advised, military personnel are not bound to lease agreements if they get orders to PCS to another base (permanent change of station) or deploy. 

I'd love to do some birddog work in return for a fee for the find and the privilege of watching how the game is played.

Great to buy homes for $50K if they cash flow but just keep in mind your setting yourself up for a difficult path if you plan to take any cash out down the road based on minimum loan size/Max 75% LTV guide lines.  

You can decide to STR or LTR based on the property and the particular pluses and minuses, but I wouldn't let either strategy guide your choice of home, really the other way around, let the home guide your strategy.

View report*This link comes directly from our calculators, based on information input by the member who posted.Would you have done this deal? 

I have done some conservative calculations based on my current cashflow and I can be confident that I will have at least $46,000 by that September 2025 milestone.

However, based on the numbers I've reviewed, we are so far behind on housing availability right now, that this won't be an issue for the foreseeable future. 

If she insists on staying and playing games, you'll hold her accountable and she can face termination, eviction, early termination fees, or whatever else that entails.