Personally I like to forecast Expenses high and income conservatively.I found playing with the numbers myself and understanding what ranges were possible made me much more confident come time to offer and move forward after having offers accepted.2.  

The temporary cause seems to be a change in sentiment regarding what long and short term interest rates will do, with many 'analysts' and 'experts' forecasting the Federal Reserve will blink and pause or slow their rate hikes for concern of causing or perpetuating other credit calamities. 

A suit seems unlikely weather or not they did inspections as you are telling the bank to draw on your line and pay the contractor.

Weather, politics, and the lead content of drinking water.

Wisconsin and Hawaii ... the only way you could be further in weather is if you were from Alaska.

Am worried now and thinking of adding flood insurance, what are the factors to consider weather to take one or not. 

Additionally, markets were (and still are) betting that the Fed cuts rates by roughly 0.75% by the end of the year, but the Fed's just-released forecasts show zero rate cuts by the end of the year and slightly HIGHER rates by the end of 2024.Despite all this, Treasury yields (a benchmark for mortgage rates) and mortgage rates themselves fell significantly after the Fed news came out.Why in the world could that happen?

Also the wiring is vulnerable to weather and could fail over time and is showing signs of deterioration due to exposure.

My local nextdoor app is filled with people complaining about neighbors, politics, noise, the weather, etc.

-What kind of weather have you been having lately?