Even if they don;t like the deal, they will respect you and look at doing business with you because you shoot them straight.

You want T-12, T-3 and T-1, leases, any lost of and any records of improvments including warranty information, surveys, environmental reports and any other pertinent information they may have on file.

Today, bonds don't pay sh*t for income, so I don't own any.  

Don t mix investing with life insurance.

Shows my level of technological prowess...So my phone number has an area code a couple thousand miles from where I'm sending my mailers;  I won''t go into the reasons why, but I could swear in a Wholesaling BP podcast someone mentioned a Google voicemail or something that you could use a different phone number, without buying another phone and adding a phone line to my service.Any ideas? 

@T.

I will also mention that the mental stress is a factor for me that has some monetary value. 

UtahAmericafirst80%LTVon noo 65% LTV UtahArvest Bank AR, OK, AL, MOBancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60%LTVCA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70%LTVBoeing Employee Credit UnionCal Coast Credit Union, CAChange WholesaleChelsea Groton Bank, CTCitizens Bank -MiN, only in-state.

But, many people like owning property free and clear, as debt stresses them out.Me personally, I'm all about OPM, STR cash flow and occasional flips so that I can have larger projects with even more cash flow.

Hi Natasha, Welcome and good luck, investing can be exciting and a bit stressful.