If structured properly (and your documentable income can support it), you can finance up to 20 separate properties between you and your wife.2 - The maximum LTV for cash-out refinance is currently 80% on a single loan. 

LOL.They're also digging up threads where landlords are panicking about rent strikes and posting them so...just be careful what you post, folks.I do have empathy for tenants and this is a terrible time to bring up the many flaws to our social system, which would be an entirely separate thread.

Another way would be to write up a separate clause addressing these filters, or at least the HVAC air filter, because let's face it - that's really the important one. 

You could do a separate charge for water, sewer, trash, however you need it broken down.

My thought is that something like finding a property with house, that has basement w/ separate entrance to be able to rent to tenant to cover capital, insurance capEx, vacancy, etc.

My book keeper and CPA have recommended me to open a separate bank account for business and run all “business” things through that account.How would you guys go about doing this?

Just a funny term that means the federal government doesn’t treat the LLC as a separate entity for tax purposes.

Should repair costs and capex be separate?

I'm in the education phase now as I'm keeping up with the podcasts and reading Set For Life now.I am slowly working on warming my wife to the idea of using some of our reserves to buy an entry level rental home/duplex, but have also started thinking about whether going to house hacking, even if it's more on the "luxury" end with having an ADU or separate mother in law suite might be a better approach.

Three separate leases and each have their own floor.