Post upgrades projected $85k-95k+ GrossOne topic I have not discussed regularly is the multi family market.

Obviously in the current RE environment with rates where they are, this would obviously reduce my mortgage payment per month vs if I put only 3.5% or 5% down, potentially me helping break even or even "cash flow" on the property once I move out after a year.

Local RE Meetings are great to, as well as even reaching out to local agents to see if being a realtor is a path you would like to take.

that's not how RE investing works. 

Certainly need a discussion.

I would advise for you to not get into that discussion frankly. 

My fear is that, as lenders, we could end up owning what would amount to condemned buildings on soon to be vacant lots when our borrowers either walked or went bankrupt after the “Big One” hit.While I also wonder about the solvency of the CEA, we’re in the process of re-evaluating our personal and business insurance and this thread motivates me to dig a bit deeper into it.

Gresham,Kansas City is a great place to invest and the RE investment groups here locally are a great place to find the connections to help you through the process.  

These written restrictions are where legally binding restrictions come from- not from a HOA, or the people who "decide" within the HOA.Another AZ tidbit- In 2022, RE: Kalway v.

RE Is nothing but numbers, you just better know themGood luck PS I posted this a few months ago, YES its this simpleHey all, I see so many posts, " I am researching, " I am doing my homework" , I am trying to build my team" "Deciding on which area" So many are TRYING but never do anything, like a hamster on a wheel, A LOT of movement but staying in the same place.