Last summer I purchased two seller financed properties in addition to the 3 properties I own with conventional financing.I currently do not own a primary residence.

I am being 100% honest in what I am about to type: I bought my grandpa's house two years ago, and lived in it as my primary residence for 2.5 years.

In 2012 we moved back into our Evans, GA house and lived there as our primary residence until 2015 when we moved into our larger "long term" home as we decided Evans would be our final stop after retirement. 

Then, on the next purchase of a primary or 2nd home, take 10% from your HELOC and for an 80/10/10 on the purchase using another purchase money 2nd.Basically it 100% No PMI financing, better than a VA loan.   

We are getting ready to take a HELOC out on our primary residence.

The VA loan considers 1-4 unit properties as the same thing, so as long as you plan to occupy the 4plex you want to buy next year as your primary residence (which would mean selling moms house that you inherited, or turning that house into a rental). 

My issue right now with buying my own home or house hacking is that I don't want to be tied to a primary residence for a year, using an FHA loan, if career opportunities present themselves out of state or even in different regions of the state.

We purchased our primary residence about a year ago and have been building out a basement apartment we will be renting out to my mother in law.

What platform/software/website did you use?

I have equity in my primary residents, so I plan to start with that.I owe about $124k and it should be worth 165 - 175.