Experience isn't everything, since I know many STR hosts and PM companies that are plenty experienced and doing an awful job!

I would try to find receipts, at least contact credit card company or bank for checks or CC receipts.

Now i plan to have it fully rented and the policy is looking to be $1860 for the year.

The owner is a master plumber and his company is licensed in all mechanicals and he has dozens of subs that do the high quality finish. 

My efforts were rewarded with a snowball effect of success, culminating in the realization of my long-awaited dream – opening my own commercial and residential real estate brokerage and property management company at just 25 years of age.With each passing month, my client base grew, and my reputation as a trusted advisor in the industry soared.

I believe I have found a company that will best meet my needs as an out of state investor. 

My W2 is an issue because I am a contractor at a tech company waiting to see if they will hire me full-time.

If you PM me info on what the Commercial use is, I may be able to suggest an Insurance company(ies) to try.

Friends at a title company could tell you people who settled with VA/FHA mortgages. 

I am in the process of exploring property management companies in Dutchess County, New York, and I’m reaching out to this knowledgeable community for recommendations.