The picture that comes to mind is the "money-changers in the Temple" .

For example, while the HVAC system may have a couple more years left on it, if a buyer is trying to decide between your house and a competitor, and the major difference is that the competitor's house has no deferred maintenance and yours does, he'll likely go with your competitor's house.On the other hand, if your hand is much nicer than any competing house in the neighborhood at the same price (and is also priced well), you may not have to fixed stuff like the HVAC system to get a sale.In other words, without having big picture about what you're trying to do with the house and what the competition looks like, it's impossible to recommend whether you should replace old (but working) components of the property.

Tons of pictures make for a good reminder after you've been through a dozen houses in one day.

I can usually get a laugh out of them and they get the picture about their 'used to be' negotiation strategy.

On this document pictured you start at the bottom working up, the releases show were from prior loans that were paid off by the ones shown.

Here is a link to picture of it: [URL=http://s1145.photobucket.com/user/adda2ude/media/REI/IMAG1131.jpg.html][/URL]

Some banks may count the income on the subject purchased if you have a track record, experience in rentals, but no, the down payment doesn't sway the ability to pay the debt created out of the picture.

Craigslist , with the new mapping feature is surprisingly useful You get a lot of ads w/ pictures, so you can tell the shacks from the castles and figure out where your property stands.

If the seller is living in the house, just take as many pictures and videos as you can.Does the seller know you are assigning it, or does he believe you are purchasing the house yourself?

Sorry I don't have a picture, but let me explain.