Let's goo.No DTI calc on a DSCR :) also, you may want to consider refinancing your other investment properties into DSCR loans or a portfolio under an LLC to remove them from your personal credit…that should help your DTI/utilization/credit scores.

Here's my favorites: Meg Rowlett - Park Atlanta Homes, https://www.parkatlhomes.com/adu-packages, Jeff Cox, Cox ADU https://www.instagram.com/cox_adu/, ATL ADU CO: https://www.atladuco.com/contact, Pop Custom Homes, Tyler Kitchens https://www.popcustomhomes.com/.

A mentor is someone who takes you under their wing, usually because they have a personal relationship with you.

More standard income variations are: asset depletion (using reserve distributions as the proposed income) or average personal or business bank statement deposits over a 12-24-36 month period. 

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

It can also handle inbound customer service calls & converses like a person rather than a robot.

Before I purchase an insurance policy I wanted to seek some guidance on the best way to proceed.I received 1 quote so far for a HO3 policy that has 600k+ of dwelling coverage, 70k of additional structure, 450k personal property, 200k loss of use, 500k liability, and a few extras like equipment breakdown, water backup, service line.

Personally I had better luck with a manager that I hired to work FOR me.

Here are my top picks: (Disclaimer: I personally struggle at using these platforms as often as I should whether it's for real estate or for my auto reconditioning business)Facebook: Great for joining investor groups, keeping connections up to date.LinkedIn: Ideal for networking with other professionals and establishing yourself as an industry expert.Instagram: Perfect for showcasing properties through high-quality photos, videos, and virtual tours.YouTube: Powerful for posting property tours and educational content to attract a wide audience.Twitter: Excellent for sharing real-time updates and engaging in industry discussions.Which social media platforms have you found most helpful for your real estate business? 

“Business equity line of credit: Use Real Estate as Equity” up to $500k, interest only. gather your business and personal tax returns, financial statements, articles of incorporation and other legal documents.”Vectra Bank - ColoVeritex, Texas HELOCWAFD Bank.