My renters would really like to buy it but her credit isn't quite good enough for conventional (620ish).

Martin ,,the other thing is folks that get scammed are usually quite reluctant to post about it.. one they don't want to be embarressed that they sent 500.00 to that nice person on BP who promised them a private money loan at 5% interest for 30 years with nothing down and no real credit.. this is RAMPANT on all social media from BP to Linkdin to Facebook.

I was uncomfortable but I thought that maybe this was the way commercial deals worked.The GP predicted selling the property for $3.1 and then signed a deal in January for 2.78, which seemed low given the hot nature of the market and the improvements done to the property but I didn't really have any recourse.

My issue is going to be in not over improving it (I probably did that with the last one).

There are even Airbnb proprietors who rent out improved and permitted shed conversions for as much as $100/night.  

Hi @Vishal Patel, since I just started to learn about real estate I too felt weird at first of the "subject to" but after reading up on it, it could make perfect sense for the seller in a tough position as most seller are not trying to ruing their credit. 

If not maybe another idea as to how a young man with no experience, and ok credit can borrow the start up capital necessary to start flipping around the Orlando area? 

If you purchase an older building & do nothing to improve it you won't be able to command the rent or maintain the value. 

Ones that have the financial credibility, but are just short on their credit scores.

As a hard money lender you will lend on the value of the deal and not on the credit score of the person that you are lending to.