It was a great first project, I had some old friends reach out that were losing their house and I helped them get out from under the PML, bought the house and helped them repair their credit, got a contractor I knew that lived around the corner help me do a full gut rehab and put in about 1,500 hrs of my own labor into it.

Rates are coming down in a few months, and buyers know it (, ).- Refinancing is starting back up again.

Hey Eric,Great question!

Hey there, I am interested in golf on Friday and or Saturday.  

@Mason FieldNorthern Virginia is a great place to invest , just realize it is extremely expensive and difficult to cash flow.

Connect with @Nick Tang in North Jersey to join a great real estate investing association (REIA)

In contrast, hard money lending usually comes from specialized lending firms or investors and focuses on the property's value rather than the borrower's creditworthiness, often featuring higher interest rates and shorter loan terms.

Any suggestions on what is a fair amount to offer for the monthly interest payments and the balloon payment?

Here's what I’m targeting:Investment Criteria:Unemployment rates below the national average.Rent-to-price (RTP) ratio of 0.60 or higher.Median home prices below $150,000.Growing population and areas where rents are stable or increasing.Key Questions:Which markets have you found to be ideal for first-time investors?

I am really interested in Birmingham because I would love to move there soon.