@Jacob Cramer Couple of flavors when it comes to refinancing.

Also, experienced operators hire PMs based on their experience operating with inside their specific business model.

@Joe Crupi my thought is that the market for that is small, because once you are making higher than average salary the roommate model loses a lot of luster, and if it doesn't it is unlikely that you are also the kind of person that cares about being in a luxury property.

I had looked into their program but I thought it was costly based on my business model as I do some of the workouts etc.

Interestingly, different successful models can exist at the same time in the same area under certain circumstances which makes it even more confusing to the novice.

@Scott Lyons  SDIRAs for Real Estate is supposed to be used for passive income which this model fits. 

Obviously we can't predict it completely, but there are indicators...the Yield Curve, the ABI (Architectural Billings Index), Consumer Sentiment, the Federal Reserve Bank of New York's Recession Probability Model.

We recently interviewed Danny Burbol (episode coming soon), a mobile home investor, who buys mobile homes, rehabs them, then sells them using an owner finance model.

Your future self will thank you for it.My buddy @James Orr did a 3 part webinar series where he laid out a financial model for buying (1) 20% down properties, (2) 5% down Nomad™  and (3) 5% down house hack properties.

The best business model is to buy properties when you can double your investment capital, or earn 50% ro 100% on your money every 1 to 2 years.