Happy investing and awesome job finding deals in this tough environment!

But Given today’s low-rate environment, I would refi over a longer term (amortized over thirty years) pull out a substantial amount of cash, the longer amortization period would keep your payments low and you would still get a good rate (probably nowhere near the rate you are at now on the 15-year amortization though) and go reinvest in some other property(ies).

I'm not sure Jay.. it seems like every time I go to Vegas, my net worth drops by $2-3K ;) Never been an issue with me as I don't gamble.. but I have had a few dinners for 4 that were 2k  LOL.. cheap food and Vegas is a thing WAY in the past.. now its as expensive if not more than any place in the country or world.. at least the celebrity chef type places at the major Casino's.I went into one fish restaurant they have this great display of dead fish and there is a price tag by the fish I thought that was price PER fish turned out to be price per pound.. so my 68 dollar snapper was 4 pds and I paid 300 bucks for one fish..

Use chattel in place of money, "As good and valuable consideration for this Agreement, Seller accepts a 23' fishing boat with motor and three boxes of tools as a down payment valued at $12,000."

Honestly though, in the current market environment it really seems that even private money isn’t hard to get.

GM's investor presentation today:https://www.gm.com/content/dam/gm/ev...set-11-30-2017"Based on our current rate of change, we expect commercial launch at SCALE in dense urban environments in 2019.""

I am not here to find how to get rich-quick nor do come with the mindset real estates is the platform, but am eager to learn the rope and will do anything( water boy, pick up office lunch) to win over a someone's valuable time.If you are someone in the Queens, NY area and would not mind teaching a new-born fish how to swim would be greatly appreciated. :-)Thanks, All

Some people are just fishing for a good price which is a waste of your time.

Look at the bureaucratic environment.

It's also a give to get environment here on the site, so whatever you can offer even if it's just minor advice can go a long way.I think alongside that, it's very important to combine this online networking with real in-person networking.