http://www.pbs.org/wgbh/pages/frontline/retirement-gamble/Amazing what a difference the 2% fee average fund fee makes over a lifetime.

A page that illustrates what the transaction is all about.PAR Value, the remaing principal and accrued interest together with any other outstanding amounts due; the amount shown on the day of the transaction.Settlement Statement of Note PurchaseSettlement Date May 24, 2013Subject Note: That certain promissory note made on the 12th day of June, 2009, in the original principal amount of $25,000.00 bearing interest at ten per cent per annum with monthly payments required in the amount of $330.38 with payments beginning on the 1st day of July, 2009, payable to Joseph Nogood as the holder, secured by property described as 1992 Moneypit Mobile Home, Serial Bumber 19925495-032 secured by Missouri title.PAR VALUE $20,215.63DISCOUNT 20% 4,043.13Purchase 16,172.50The undersigned acknowledge that this statement reflects the true amounts indicated and the basis for the agreements made by and between the undersigned in connection with the note purchase transaction described, the date first appearing above.Thus Agreed:_____________________ ______________________ Joseph Nogood Sam AllsmilesI just cranked this out as an example, for some kind of settlement statement or accounting of what you're doing.

I have a trust in which I get a big percent of a 350,000 house in a few years.

You are taking all the financial risk and should have 100% ownership of the property, as your lender will allow.Taking title in a corporation owned by you and your contractor gives him control and a percent ownership that you alone are on the hook to pay.

OMG I might be able to help here wher Bill might not know Ohio Land Contracts.And I hope I am right, cuz I am really tired of Bill being right 99.999 per cent of the time. lolFrom an attorney in OH:Quote:"Faye CoxMarysville Litigation LawyerYou have to have your land contract reviewed by an attorney.

I'd save over $68k on interest over the life time of the new refi mortgage.

Is it better to put 50 percent down or stick with just 20 or 25 percent? 

The lifetime return of the S&P500 is over 9%.  

If they chose to, they can probably get away with a few percent down payment on an FHA and then can easily afford to purchase something similar on their own? 

If you leave your unit vacant there is a tax for that and rent control, the city gives you a percent you are allowed to use every year( CA has it's own state regulated number) and protected classes can not easily be evicted.