I didn't have a problem with that.But one applicant was a hair dresser, says she have clients who are closer to her home then her salon, or may be wanting a cut after hours would come by to get their hair done, I declined.

All three credit bureaus require it, as a result of the FTC requiring them to implement tighter controls to cut back on identity theft.I would recommend doing the on-site inspection so you get the actual detailed credit information on the applicant.

They will have a great indication and may even have a good reference for you if that bookkeeper isn't cutting it.

Cabinets with those black groves cut into the doors etc.

You could cut off the land for the house and call it sold from the down payment and then do a commercial loan on the balance of the land, but see your attorney on this aspect, it's a suggestion to consider.

The 'business' that you are starting wont cut it with anybody who knows what they are doing.BTW, I'm not a guru basher, I think the support I got from other investors I trained with and shortened learning curve was worth what I spent back in the day, and I spent a LOT.

Do I have the investor cut me a check, which I deposit, and then use to purchase the house?

I realize that for certain investors condos are a niche they like to play, personally I see too many uncontrollable variables and constraints with little upside, control or in many cases appreciation opportunities.With little control over a HOA that inevitably raises fees and charges periodic assessments that are likely expenditures you would not prefer or receive any financial benefits are inevitable in most cases but surely cut into your profit margins, plus these associations can make renting more of a tedious task than necessary.Also, the upside for any rehabs or overall appreciation will be directly tied in to the entire complex.

Home depot will cut them on the spot.

My name is Cristian and I live in Montreal, Canada where we currently have awesome -20C weather (I think that's like -4F)So a little about me - I started being interested in real estate investing after reading the Rich Dad, Poor Dad book which resulted in me going to one of their free seminars that resulted in going to the paid 3 day weekend that then resulted in taking their advanced training which I recently got refunded because I wasn't satisfied at allI then learned about a new program with ************* which I am currently following and seems ok for nowMy main issue is that I am full of a lot of book knowledge but close to zero real world experience short of calling a few agents, home owners and so on.I was let go from my job on October 10th because of budget cuts and have decided to go full time investor since thenI am ready to do whatever it takes to make this work because my mindset is already changed and going back to a job is now my ultimate last resort that barely has a shred of interest tied to itMy immediate goal is to buy myself more time - I am ultimately looking to replace my ex job income by the end of 2014 and then some - but for now I'm simply looking to close a few deals to buy more time financially speakingThat's it for me for now - hope to get a chance to speak to a lot of you and soak up all the information that I can while building some great relationships along the way :DCheers