I have been using Marcus by Goldman Sachs for a couple of years now and have been happy with it, but have recently started to wonder if other online banks offer better rates. 

Another thing you can do is keep making a couple of posts on bigger pockets in your location forum and ask for wholesalers to reach out.

I'm sure it's better now than it was a couple of years ago due to improvements.

What type do you prefer to work with and why?  

Our student loans are almost entirely federal with a couple thousand a month in payments if that matters.We have so many questions...any guidance would be greatly appreciated!

@Ethan Cooke most of us hosts on this forum agree that airdna is a waste of time and we prefer to do our own annayslis. 

What do you think about buying section 8 rentals, already section 8 approved and turnkey (I know it is basically the same, the property has to be in incredible conditions all the time because of the yearly inspections ), with tenants already placed, preferably?  

One can also or should also take into account the emotional/mental and life style factors that may come into play too since everyone has different preferences on what they'd like to do with their free mind / time space.I think for some the 14 hours is more than acceptable however if a person was willing to trade that 14 hours and perhaps reduce it  down to 20-30 minutes of calls/emails per month by hirining a professional manager it may make sense as well depending on the cost.

This is especially true given the high price I expect to pay for the property, as I think appreciation will give me the best ROI.I prefer house-hacking to out-of-state because:1) I want to own the house I live inThis is a pure emotional thing.

Preferably licensed in the states you mentioned.