The only thing is I think you need to have a certain credit score to qualify and have a constant flow of income from a job.

This is not cheap greenboard or modern cement board construction.Here's my fix for this problem.I've had access to the back of the valve and the copper supply lines when I've done this, another nice feature of these built-for-the-GIs housing units. 

In order to have personal access to and use of that currently tax-sheltered retirement plan you must take a taxable distribution.A self-directed IRA is simply a means to diversify retirement savings and have broader investment choices. 

The lender I used for my first mortgage is easily accessible and is guiding me as I do.

It's hard enough to know what a great deal in your market is, but it's even harder to know what a great deal in another market is, in addition to not having as much access to buyers, title companies, sellers, etc.

He or She, have local MLS access of all recent comparables (comps).

I discovered he was the agent that closed a great deal on a friend of mine however, did not have access to as much listings as the first. 

I constantly hear about violence in Danville.

I would also call a few local insurance brokers as they have access to many different markets and pricing will vary. 

We have quickly realized why the BRRR strategy is awesome for being able to scale faster.It will be some time before we have enough cash to buy a property in cash and fund rehab costs.However, with the renovations we did on our primary residence and the increases in the market, we could probably access around $100k of equity thru a HELOC.I understand the risk of having the HELOC maxed out when the market starts to decline, but what about just using it as supplemental funds for acquisition/ rehabs and then paying it mostly down after refinancing the properties..any negatives?