Some specific things in different markets are easy points of differentiation, though, like indoor parking or covered parking vs. uncovered outdoor parking, elevator vs. walk-up (if low-rise), construction, amenities (pool, dry cleaner, etc.).

In the absense of knowing any of your operating expenses, I question whether your DSCR will be sufficient for any lenders to considerate it.

You MAY be able to save considerable money and still accomplish what you really need by just adding one or two strategically placed circuits.

It is true that rents will generally rise over time, but expenses are going up every bit as fast.

That's takes vacancy rate risk into consideration.

Plus not enough land in usa to produce for all of our needs and has anyone noticed the rise in many food items we buy daily.

How will a tenant-buyer be able to afford an option consideration/fee of 3-5% of the selling price if they are not financially well off enough to qualify for a mortgage?

Thank you for being considerate to your renters!

If you are not "in the business" but arrange any consumer or residential loan between a lender (even if that party is not in the lending business) for any borrower, for consideration, you are brokering a loan and will need a license.

I think prices in certain areas of this region are no doubt going to rise longterm, more than cash in a bank rises due to interest income.